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Financial Options/Insurance

FINANCIAL OBLIGATIONS & PAYMENT

We do a very thorough job of explaining the cost of treatment options before you accept them.  Please ask if you are unclear about fees.  Payment is due at the time of service.  This may mean deductibles, pills patients’ portions not covered by insurance, cheap viagra or payment in full if no insurance.  We file your insurance claim as a courtesy at no cost to you.  If insurance does not pay within 90 days or denies your claim, ed our office reserves the right to request payment in full for services from you and assist you in collecting from your insurance company the reimbursement that is due to you.  It is important that you recognize that the dental insurance you have is a legal contract between YOU, your EMPLOYER, and your INSURANCE COMPANY.  Our office is not a part of that legal contract.  We accept cash, checks (from patients with a well-established payment history), VISA, MasterCard, and Debit cards.  We also offer excellent financing through CareCredit.  Should you need special arrangements, please speak with our financial coordinator prior to scheduling your appointment.  Because we are so clear about terms before our patients accept treatment, we hope to avoid bad accounts.

INSURANCE

At Dr. Eddleman’s Office, we believe that you deserve the best care!  That’s why we always present you with the best dental solutions possible to treat your personal situation.  Each year we provide outstanding dental care to hundreds of patients, some with dental insurance and some without.  If you have dental benefits, congratulations! You are very fortunate, and it can be a big help. Here are some important things you should know…… We are not a provider for any insurance plan.  Being a “provider” means that the insurance company and a doctor have signed a business agreement to accept discounted fees in exchange for more patients, but obligates the doctor to treat that patient according to what the insurance company dictates.  We are not a provider because we don’t know how to discount our best effort, thought, and skill.  To provide high quality dental care with the best materials on the market through state-of-the art techniques, we can only accept 100% of our fee.  We never want to be compromised in what options we may give a patient.  We believe that the best health care is through an uninterrupted relationship between a patient and his/her doctor.  Occasionally one may receive notification from their insurance company that dental fees are “above usual and customary.” An insurance company determines their reimbursement level by surveying a geographical area (including discounted dental clinics, Medicaid, and high-volume managed care facilities, which have contractually reduced dental fees), then calculating the average fee to determine what is customary.  Any doctor in private practice will have some fees that insurance companies define as “higher than usual and customary.”  Please let us know if you have any concerns in this matter.

We accept most out-of-network payment from PPOs.  We also acknowledge traditional fee-for-service insurance plans.  As a courtesy to you, our office will bill your insurance company for you. This means you will only pay your deductible and whatever portion your insurance does not cover at your dental visit.  Insurance plans, deductibles, and coverages can be confusing.  If you have questions about your plan details, feel free to call our office.

CareCredit Offers Affordable Dental Financing

If you want to enhance your smile with cosmetic dentistry or need restorative procedures, Dr. Eddleman doesn’t want to let money stop you. Our practice has partnered with CareCredit, a trusted name in patient financing, to bring you dentistry that fits your budget. CareCredit offers:

  • NO down payment
  • NO interest for up to 18 months for qualified applicants
  • NO prepayment penalties
  • Low interest loans
  • Long-term loans
  • Revolving credit for other medical, dental, vision procedures
  • Easy online payment option
  • Easy online application process

CareCredit has helped more than six million patients afford the procedures they want or need. With 20 years in the patient finance industry, CareCredit has established a stellar reputation. Visit them online to calculate your monthly payment and apply for financing that will improve your health, your smile, and your life!

Visit CareCredit online at www.CareCredit.com, or call (866) 893-7864.

 

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